Finland: Household debt to GDP
* indicates monthly or quarterly data series
The most recent value is 61.7 percent as of March 2026, a decline compared to the previous value of 62.5 percent. Historically, the average for Finland from December 1970 to March 2026 is 42.19 percent. The minimum of 12.8 percent was recorded in December 1972, while the maximum of 70.1 percent was reached in March 2021.
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* indicates monthly or quarterly data series
- Measure: percent
- Definition: The total outstanding debt of households to banks and other financial institutions as percent of GDP.
- Source: The Bank for International Settlements
| Recent values | Finland: Household debt to GDP, in percent |
|---|---|
| 2026 Mar | 61.7 |
| 2025 Dec | 62.5 |
| 2025 Sep | 63.1 |
| 2025 Jun | 63.2 |
| 2025 Mar | 63.6 |
| 2024 Dec | 63.9 |
| 2024 Sep | 64.5 |
| 2024 Jun | 64.8 |
Download data from our database Other resources: All indicators for Finland All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 0.3 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8689 | 9/2026 | Local Currency Units per USD |
| Money supply (broad money) | 169.31 | 6/2026 | billion |
| Consumer Price Index (CPI) | 102.9900 | 9/2026 | index points |
| Inflation, monthly | 0.62 | 9/2026 | percent |
| Inflation, annual | 2.60 | 9/2026 | percent |
| Food and beverages inflation | 1.57 | 8/2026 | percent |
| Alcohol and tobacco inflation | 3.65 | 8/2026 | percent |
| Energy price inflation | 11.70 | 8/2026 | percent |
| Transport services inflation | 7.28 | 8/2026 | percent |
| Services inflation | 1.25 | 8/2026 | percent |
| Information and communication inflation | 3.68 | 7/2026 | percent |
| Restaurant and accommodation services inflation | 1.37 | 8/2026 | percent |
| Health care inflation | 2.99 | 8/2026 | percent |
| Education services inflation | 5.85 | 8/2026 | percent |
| Clothing and footwear inflation | -1.62 | 7/2026 | percent |
| Housing inflation | -0.18 | 8/2026 | percent |
| Private sector credit | 253.29 | 6/2026 | billion |
| Business credit | 111.36 | 6/2026 | billion |
| Household credit | 142.84 | 6/2026 | billion |
| Mortgage credit | 105.87 | 6/2026 | billion |
| Consumer credit | 36.90 | 6/2026 | billion |
| Deposit interest rate | 2.49 | 6/2026 | percent |
| Business credit interest rate | 3.48 | 6/2026 | percent |
| Mortgage credit interest rate | 2.93 | 6/2026 | percent |
| Household debt to GDP | 61.70 | 3/2026 | percent |
| Debt service ratios for private non-financial sector | 17.80 | Q1/2026 | percent |