Switzerland: Deposit interest rate
* indicates monthly or quarterly data series
The most recent value is 0.3 percent as of June 2026, a decline compared to the previous value of 0.35 percent. Historically, the average for Switzerland from June 2017 to June 2026 is 0.22 percent. The minimum of -0.43 percent was recorded in February 2020, while the maximum of 1.59 percent was reached in June 2023.
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* indicates monthly or quarterly data series
- Measure: percent
- Definition: The deposit interest rate is the average interest rate on one year term deposits offered by the commercial banks to the household sector.
- Source: Swiss National Bank
| Recent values | Switzerland: Bank deposit interest rate, percent |
|---|---|
| 2026 Jun | 0.3 |
| 2026 May | 0.35 |
| 2026 Apr | 0.37 |
| 2026 Mar | 0.37 |
| 2026 Feb | 0.21 |
| 2026 Jan | 0.22 |
| 2025 Dec | 0.25 |
| 2025 Nov | 0.22 |
Download data from our database Other resources: All indicators for Switzerland All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 0.2 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8195 | 9/2026 | Local Currency Units per USD |
| Money supply (broad money) | 1,231.11 | 7/2026 | billion |
| Consumer Price Index (CPI) | 106.8285 | 8/2026 | index points |
| Inflation, monthly | -0.06 | 9/2026 | percent |
| Inflation, annual | 1.19 | 9/2026 | percent |
| Food and beverages inflation | -1.03 | 9/2026 | percent |
| Alcohol and tobacco inflation | 1.70 | 9/2026 | percent |
| Energy price inflation | 11.73 | 9/2026 | percent |
| Transport services inflation | 3.64 | 9/2026 | percent |
| Services inflation | 1.05 | 9/2026 | percent |
| Information and communication inflation | 1.94 | 9/2026 | percent |
| Restaurant and accommodation services inflation | 0.76 | 9/2026 | percent |
| Health care inflation | -0.08 | 9/2026 | percent |
| Education services inflation | -0.02 | 9/2026 | percent |
| Clothing and footwear inflation | -1.90 | 9/2026 | percent |
| Housing inflation | 1.35 | 9/2026 | percent |
| Private sector credit | 1,430.41 | 6/2026 | billion |
| Business credit | 467.41 | 6/2026 | billion |
| Household credit | 963.01 | 6/2026 | billion |
| Mortgage credit | 897.94 | 6/2026 | billion |
| Consumer credit | 65.07 | 6/2026 | billion |
| Deposit interest rate | 0.30 | 6/2026 | percent |
| Mortgage credit interest rate | 1.88 | 6/2026 | percent |
| Policy rate | 0.00 | 9/2026 | percent |
| Household debt to GDP | 127.00 | 3/2026 | percent |
| Debt service ratios for private non-financial sector | 20.00 | Q1/2026 | percent |