Germany: Deposit interest rate
* indicates monthly or quarterly data series
The most recent value is 2.16 percent as of June 2026, an increase compared to the previous value of 2 percent. Historically, the average for Germany from March 2003 to June 2026 is 1.42 percent. The minimum of -0.07 percent was recorded in December 2021, while the maximum of 4.51 percent was reached in August 2008.
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* indicates monthly or quarterly data series
- Measure: percent
- Definition: The deposit interest rate is the average interest rate on one year term deposits offered by the commercial banks to the household sector.
- Source: Deutsche Bundesbank
| Recent values | Germany: Bank deposit interest rate, percent |
|---|---|
| 2026 Jun | 2.16 |
| 2026 May | 2 |
| 2026 Apr | 1.94 |
| 2026 Mar | 1.89 |
| 2026 Feb | 1.85 |
| 2026 Jan | 1.84 |
| 2025 Dec | 1.79 |
| 2025 Nov | 1.78 |
Download data from our database Other resources: All indicators for Germany All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.2 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8689 | 9/2026 | Local Currency Units per USD |
| Money supply (broad money) | 4,072.24 | 6/2026 | billion |
| Consumer Price Index (CPI) | 103.9300 | 9/2026 | index points |
| Inflation, monthly | 0.55 | 9/2026 | percent |
| Inflation, annual | 3.26 | 9/2026 | percent |
| Private sector credit | 3,290.04 | 6/2026 | billion |
| Business credit | 1,189.54 | 6/2026 | billion |
| Household credit | 2,100.51 | 6/2026 | billion |
| Mortgage credit | 1,649.57 | 6/2026 | billion |
| Consumer credit | 450.94 | 6/2026 | billion |
| Deposit interest rate | 2.16 | 6/2026 | percent |
| Business credit interest rate | 3.81 | 6/2026 | percent |
| Mortgage credit interest rate | 3.95 | 6/2026 | percent |
| Policy rate | 3.00 | 12/1998 | percent |
| Household debt to GDP | 47.90 | 3/2026 | percent |
| Debt service ratios for private non-financial sector | 12.20 | Q1/2026 | percent |