Euro area: Deposit interest rate
* indicates monthly or quarterly data series
The most recent value is 2.03 percent as of June 2026, an increase compared to the previous value of 1.92 percent. Historically, the average for Euro area from January 2000 to June 2026 is 1.94 percent. The minimum of 0.14 percent was recorded in June 2021, while the maximum of 4.77 percent was reached in October 2008.
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* indicates monthly or quarterly data series
- Measure: percent
- Definition: The deposit interest rate is the average interest rate on one year term deposits offered by the commercial banks to the household sector.
- Source: European Central Bank
| Recent values | Euro area: Bank deposit interest rate, percent |
|---|---|
| 2026 Jun | 2.03 |
| 2026 May | 1.92 |
| 2026 Apr | 1.87 |
| 2026 Mar | 1.83 |
| 2026 Feb | 1.79 |
| 2026 Jan | 1.78 |
| 2025 Dec | 1.77 |
| 2025 Nov | 1.75 |
Download data from our database Other resources: All indicators for Euro area All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| USD exchange rate | 0.8689 | 9/2026 | Local Currency Units per USD |
| Money supply (broad money) | 16,411.01 | 6/2026 | billion |
| Consumer Price Index (CPI) | 104.3100 | 9/2026 | index points |
| Inflation, monthly | 0.60 | 9/2026 | percent |
| Inflation, annual | 3.77 | 9/2026 | percent |
| Alcohol and tobacco inflation | 3.40 | Q2/2026 | percent |
| Transport services inflation | 6.80 | Q2/2026 | percent |
| Services inflation | 3.00 | Q2/2026 | percent |
| Housing inflation | 2.70 | Q2/2026 | percent |
| Private sector credit | 12,705.44 | 6/2026 | billion |
| Business credit | 5,480.30 | 6/2026 | billion |
| Household credit | 7,225.14 | 6/2026 | billion |
| Mortgage credit | 5,709.91 | 6/2026 | billion |
| Consumer credit | 1,515.22 | 6/2026 | billion |
| Deposit interest rate | 2.03 | 6/2026 | percent |
| Business credit interest rate | 3.32 | 12/2025 | percent |
| Mortgage credit interest rate | 2.42 | 12/2025 | percent |
| Policy rate | 2.25 | 8/2026 | percent |