Austria: Household credit
* indicates monthly or quarterly data series
The most recent value is 183.04 billion Euro as of Q2 2026, an increase compared to the previous value of 181.4 billion Euro. Historically, the average for Austria from Q1 1996 to Q2 2026 is 120.55 billion Euro. The minimum of 41.3 billion Euro was recorded in Q1 1996, while the maximum of 185.58 billion Euro was reached in Q3 2022.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
- Source: Central bank of the Republic of Austria
| Recent values | Austria: Household credit, billion currency units |
|---|---|
| 2026 Q2 | 183.04 |
| 2026 Q1 | 181.4 |
| 2025 Q4 | 181.05 |
| 2025 Q3 | 180.67 |
| 2025 Q2 | 179.33 |
| 2025 Q1 | 178.71 |
| 2024 Q4 | 178.97 |
| 2024 Q3 | 179.46 |
Download data from our database Other resources: All indicators for Austria All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 3.5 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8689 | 9/2026 | Local Currency Units per USD |
| Money supply (broad money) | 460.30 | 6/2026 | billion |
| Consumer Price Index (CPI) | 103.8500 | 9/2026 | index points |
| Inflation, monthly | 0.67 | 9/2026 | percent |
| Inflation, annual | 3.58 | 9/2026 | percent |
| Food and beverages inflation | -0.30 | 8/2026 | percent |
| Alcohol and tobacco inflation | 2.00 | 8/2026 | percent |
| Energy price inflation | 9.90 | 8/2026 | percent |
| Transport services inflation | 7.80 | 8/2026 | percent |
| Services inflation | 4.40 | 8/2026 | percent |
| Information and communication inflation | -0.60 | 8/2026 | percent |
| Restaurant and accommodation services inflation | 4.70 | 8/2026 | percent |
| Health care inflation | 4.40 | 8/2026 | percent |
| Education services inflation | 4.90 | 8/2026 | percent |
| Clothing and footwear inflation | -1.20 | 8/2026 | percent |
| Housing inflation | 4.40 | 8/2026 | percent |
| Private sector credit | 385.40 | Q2/2026 | billion |
| Business credit | 202.36 | Q2/2026 | billion |
| Household credit | 183.04 | Q2/2026 | billion |
| Mortgage credit | 154.28 | Q2/2026 | billion |
| Consumer credit | 28.76 | Q2/2026 | billion |
| Deposit interest rate | 2.04 | 6/2026 | percent |
| Business credit interest rate | 3.78 | 6/2026 | percent |
| Mortgage credit interest rate | 3.54 | 6/2026 | percent |
| Policy rate | 3.00 | 12/1998 | percent |
| Household debt to GDP | 41.30 | 3/2026 | percent |